February 14, 2018

Does Short-Term Disability Transition Into Long-Term Disability?

Have you been injured and now you want to see what benefits you qualify for in regards to short-term or long-term disability? You have options. The problem is, many people don’t understand how the transition works when you are moving from short-term disability to long-term disability. The truth is, some people will not make it past short-term disability, as they may not have an injury severe enough to keep them out of work for several months or years. But what happens if your injury is extremely severe and you are wondering how to make the transition? From Short-Term to Long-Term […]
February 7, 2018

Moving to Health Improvement: Will I Lose My Benefits?

If you qualify for long-term disability benefits because of a serious injury, you may feel a sense of accomplishment and peace knowing that your benefits will protect your best interests and keep you from going into debt over medical bills and more. But what happens if your benefits are cut suddenly due to a variety of reasons? Are there reasons for your benefits to end? Today we will discuss some of these scenarios to prepare you in case any of these circumstances happen to you. Reasons for Losing Benefits Health Improvement: It is obvious that, if your health improves, you […]
January 31, 2018

Is it Difficult to Obtain Long-Term Disability for Fibromyalgia?

If you are dealing with complications from fibromyalgia, you know that you may be eligible for long-term disability. But what is fibromyalgia? This disorder causes aches and pain in many areas of the body, from the neck, shoulders, back, and hips, to the arms and legs that ache badly when pressure is applied to them. Some of the other symptoms that become present in cases of fibromyalgia are cognitive and memory problems, trouble sleeping, morning stiffness, headaches, IBS, painful periods, restless leg syndrome, sensitivity to temperature, and more. The truth is, there are many, many cases of fibromyalgia, making it […]
January 24, 2018

Can Any Aspects Affect How Much Long-Term Disability I Receive?

The first thing many people wonder when they have been afflicted with a disability is: How much will my long-term disability benefit be? The truth is, every policy is very different from the next, so it is sometimes difficult to place a specific dollar amount. Most LTD plans will allow you to collect anywhere from 50-80% of what you were making with your salary. However, not every LTD plan will take your monthly salary into account – sometimes they will provide you with a fixed amount. There are also factors that can slightly influence how much LTD you will receive […]