June 5, 2018

Help Applying for Disability Benefits with a Mental Illness

It is certainly good to know that there is help for individuals who may not be able to work. When the term disability insurance is mentioned, it is common to associate these words with physical limitations. However, it is also quite common to obtain benefits because of a serious mental health issue that impedes the ability to work. In fact, the Blue Book used by the Social Security Administration (SSA) highlights nine specific disorders that qualify for disability benefits, although there is a vast amount of additional qualifying disorders. The Nine Disorders Recognized by the SSA Affective Disorders Anxiety Disorders […]
May 28, 2018

What is a Lump Sum Buyout?

Every year, numerous people are forced out of work because of a longstanding disability. When this happens, obtaining disability insurance is an absolute must. In Philadelphia, acquiring a highly skilled Philadelphia disability insurance lawyer is the smartest first step toward getting benefits. However, many people do not realize what all of their options are after obtaining disability insurance. A large percentage of people collecting disability benefits are not aware that they can always opt for a lump sum buyout. This can be a greatly beneficial decision, although, like anything else, it has its pros and cons. You absolutely must take […]
May 21, 2018

What You Should Know About Short-Term and Long-Term Disability Benefits

There is nothing fun or entertaining about finding yourself in need of disability insurance. It’s an unfortunate situation to be in, and everything around it is complicated to boot. For this reason and others, buying a standalone policy before you are injured is definitely the smartest option. However, obtaining a Philadelphia Disability Insurance Lawyer and doing some research are the first steps you should take. The Differences Between Short and Long-Term Disability Benefits First, be aware that it can take four to six weeks just to complete the application process for disability insurance. There are phone interviews and medical exams, […]
May 14, 2018

SSD VS SSI and Other Disability Questions

If you have been disabled and are unable to work in Philadelphia, like any other state, you are probably wondering about which type of disability insurance you are going to be eligible to receive. The most important differential to understand in the variance between SSD and SSI has to do with how much (if any) you have paid into disability insurance while you were able to work. SSD or Social Security Disability is a benefit amount you are afforded based on your previous contributions. If you had paid into SSD from your paychecks while working, your benefits may take this […]