Filing a Disability Insurance Claim in Pennsylvania
Because injuries and illnesses often strike without warning, many people purchase some form of individual or group disability insurance coverage to protect themselves and their families. This coverage is often the sole source of income for individuals who become disabled from different ailments and are unable to perform their normal work duties.
If you are considering filing an insurance disability claim, you can save yourself time and frustration by consulting with an attorney before taking action or settling. You may even be unaware of the scope of benefits you are entitled to, pursuant to the terms of your policy.
If you are covered by disability insurance (long-term, group or individual disability) and have questions regarding your entitlement to benefits or filing a claim, contact Villanova long term disability lawyer, Keith Martin at Edelstein Martin & Nelson, LLP in Philadelphia at 866-532-2504.
There Are Deadlines for Filing Disability Insurance Claims
Because there are deadlines for filing and appealing a disability insurance claim in Pennsylvania, there are sometimes occasions when clients approach us and it is too late to bring a claim or file an appeal. In these situations, there is generally nothing that can be done. This is why it is extremely important to speak with us as soon as possible.
Our Philadelphia lawyers know the tactics the insurance companies will use in order to discredit and deny your claim, and we know how to build your case from the very beginning in order to overcome them.
Helping You From the Beginning of the Claims Process
If you are thinking about starting a claim for disability insurance, you should consult with an attorney before doing so. Insurance carriers will look for every reason not to pay you, so it is important to know your rights and the steps you should take to protect them.
At Edelstein Martin & Nelson, LLP, our Philadelphia long term disability lawyers focus on disability insurance law in Pennsylvania. After nearly 30 years of practice, we understand that at this difficult time in your life you do not want to worry about legalities, you just want to focus on improving your health. That is why we shoulder the legal burden, handling the issues with your employer and your doctors.
Understanding How to Make a Claim
The most important thing you can do is bring your insurance policy to our firm so that we can review it. Disability policies are very complex, and there usually are strict deadlines for filing a claim. Missing a deadline means the claim will be denied.
Keep in mind that you cannot make a disability claim and then continue to work. Before you quit your job, however, you need to protect yourself. When you come to our firm, we will arrange a doctor’s visit for you, and the doctor, based on his or her opinion, will give you a date on which to end your employment. If you leave before that date, the insurance company will try to take advantage of the situation, claiming that you left for a reason other than your disability.
Do not give up your right to insurance benefits. Talk to an experienced Philadelphia long term disability lawyer today.
Contact a Philadelphia Disability Insurance Benefits Lawyer
When you have questions about applying for disability benefits, we are here to answer them. We are ready to fight for your right to benefits. To schedule a free initial consultation, call 215-858-8440, toll free 866-532-2504 or contact our Philadelphia disability insurance law firm online. We are ready to visit you anywhere in Pennsylvania. Villanova long term disability lawyers advise clients in Philadelphia’s Tri-State Area and throughout the United States.