October 19, 2018
Do I Really Need a Long-Term Disability Policy?

Do I Really Need a Long-Term Disability Policy?

Life is unpredictable and just when you think you have everything planned out; things may just come crashing down. While you may not be able to prevent life from happening you can have a safety net – and that’s where having a Long-Term Disability Policy comes in handy and a qualified Pennsylvania disability attorney can help you during this difficult time.  How Does Long-Term Disability Work? Long-Term Disability policies operate as a safety net if you suddenly become disabled due to an illness, accident, or injury.  If this occurs and you are no longer able to work and provide for […]
October 12, 2018
Common Disability Claim Mistakes

Common Disability Claim Mistakes

The application for Social Security Disability Insurance (SSDI) benefits can be much more imposing and challenging than many people anticipate. The Social Security Administration (SSA) places specific requirements and restrictions on applicants that are important for people to understand, as the timing of the application can also be critical. Attempts to rush through applications can often have disastrous results, including possible delays or even denials of benefits. Anybody who is seeking to ensure that his or her disability benefits application satisfies all requirements will want to make sure to retain legal counsel. Edelstein Martin & Nelson, LLP assists clients with […]
October 4, 2018
What is the Five-Day Rule?

What is the Five-Day Rule?

In 2017, many people received letters from the Social Security Administration (SSA) announcing a change in regulations as part of an effort to make Administrative Law Judge (ALJ) procedures consistent nationwide. Beginning May 1 of that year, the SSA now required all claimants to submit all evidence to the ALJ no later than five days before their hearing dates.  When a person fails to provide the evidence to an ALJ at least five days before the hearing, the judge may refuse to consider the evidence. The logic behind the change was undoubtedly to prevent claimants from showing up for hearings […]
September 27, 2018
What is an Elimination Period in a Disability Claim

What is an Elimination Period in a Disability Claim

When a person is injured or suffers an illness in Philadelphia, the benefits he or she receives are rarely made available immediately. Many insurance contracts contain a clause outlining an “elimination period” that sets a specific amount of time a person will have to wait before he or she can begin receiving benefits. This period is also referred to as a waiting period or qualifying period, and can greatly affect Pennsylvania disability claims. In general, the elimination period typically refers to the time between the date that a person is injured or diagnosed with an illness and the date benefits […]