Buyout Settlement Option

The insurance industry¹ is one that weighs risks, numbers and options. If you are receiving disability payments, you also have options. Payments do not have to be over the course of your lifetime. In certain situations, depending on the type of disability, an individual already receiving disability payments may be able to maximize his or her recovery through a buyout. It is important to hire a Philadelphia insurance disability lawyer who intimately understands how insurance companies calculate their offers and what factors are part of this formula.

At Edelstein Martin & Nelson, LLP, our disability lawyer is a pre-eminent disability insurance attorney with extensive experience. Attorney Keith L. Martin can evaluate your particular disability case and determine if a buyout or lump-sum payment is in your best interest. His practice focuses entirely on individual and group disability insurance and will make sure to maximize your payout.

We serve clients in Philadelphia’s Tri-State area, throughout the state of Pennsylvania and across the United States. To arrange a free initial consultation with an experienced insurance lawyer, call 215-731-9900, toll free 800-887-4529 or contact our Philadelphia disability insurance law firm online.

Potential for Lump-Sum Payment or Buyout

Philadelphia ERISA disability insurance lawyer, Keith Martin, is very knowledgeable and experienced with how insurance companies evaluate buyout settlement scenarios and what factors they consider. This allows him to fiercely negotiate with insurance companies in buyout or lump-sum settlement cases. Factors that are considered include:

• Life expectancy
• Mortality rate
• Duration of the policy
• Discount interest rates.

Mr. Martin will work with the appropriate experts who can help you maximize your recovery with the insurance carrier.