If your child has been recently diagnosed with an immune system disorder that is creating a difficult financial situation, then you may be wondering whether your child could qualify for disability benefits. The good news is your child could qualify for the Supplemental Security Income program that offers monthly payments to help cover medical bills and other basic costs of living. This can help you maintain your finances while caring for your child. Going through the application process can be tricky. Feel free to talk to a Philadelphia disability lawyer if you feel stuck or have questions. 

What Immune System Disorders Qualify for Disability Benefits?

Immune system disorders can make life extremely difficult for your child. The costs of caring for this disorder can be high. Children with immune system disorders are vulnerable to a variety of rare infections and other forms of sickness that often require multiple medical check-ups and treatments. Medications alone can be expensive.

If your child is of age to work, but cannot find a job because of their immune system disorder, then they may find themselves disadvantaged. The Social Security Administration is able to help individuals with certain immune system disorders like:

• Autoimmune disorders (systemic lupus erythematosus, system vasculitis, systemic sclerosis, localized scleroderma)
• HIV

There are several other types of immune system disorder subtypes that are listed in the SSA Blue Book of disabilities and medical conditions. Each listing has its own requirements for medical evidence to submit with your disability benefits application to the SSA. Following the requirements closely is vital for increasing your chances of having your application accepted. 

What Disability Benefits Do Children Receive?

Children can receive Supplemental Security Income if they are struggling with income because of their disability and the family has low financial resources to help pay for expenses related to the disability. The SSA will look at your child’s financial assets in addition to your household family’s financial assets. You and your spouse’s income will be looked at to see whether the total income exceeds a certain limit. If the limit is exceeded, then you may be denied disability benefits. 

When your child is in a medical facility or the health insurance covers all the medical expenses, then the SSA will limit the SSI monthly payment to $30 total. As of the year 2020, your child may qualify for SSI if your child makes less than $1,260 a month. One other requirement is that your child’s immune system disorder must be predicted to last at least a year.

If your application is accepted, the SSI program will offer monthly monetary benefits to cover basic living expenses and medical costs. 

Disability Lawyer in Philadelphia

Going through the tedious application process can often be stressful if this is your first time. Consider asking a Philadelphia individual disability insurance lawyer for help if you are struggling with the application or if you received a rejection letter. Contact Edelstein & Nelson at 1-800-300-0909 for a consultation today. Our team of disability insurance lawyers can answer any questions you have and will help you figure out your options.