You care a lot about your long-term disability case and want to get the best results when it comes to the rights you deserve. As such, when your short-term disability runs out and you want to make the transition into long-term disability because your injuries are causing you misery, you want everything to go as smoothly as possible. However, when you get that denial in the mail you think it’s the end of the line for you and that there’s no going back on this. This is the point where many people give up, and we don’t want to see that happen to you. If you have been denied long-term disability benefits, there are many good reasons to talk to us as soon as possible. Don’t make these mistakes.
Ignore Appeals: One of the big mistakes that people make is to take their denial and toss it to the side because they don’t want to deal with it. They’re not aware of the fact that this could come back to haunt them. You only have about six months to gather evidence necessary to make your appeal, so you don’t want to hold off on it and claim that you’ll ‘work on your case later,’ only to miss the deadline and be barred for good. Make your move and get started on your case.
Ignore Expert Testimony: Every case could use independent experts that show the limitations you have had in your life due to your injury. A physical therapist is able to show that you have a diminished ability to perform tasks in the workplace and that you may be unable to return to work. This includes certain aspects like lifting, pulling, pushing, and more. Vocational experts are also necessary to show that you can’t work based on the facts they have seen related to your case.
Avoid Your Doctor: You may also avoid the doctor after your claim, which could lead to unsatisfactory results. Your claim is only just beginning and the best proof of your injuries come from your doctor. You want to tell your doctor that your claim has been denied and that the insurance company may come calling. You should tell your doctor to let them know that you are experiencing certain limitations the same way you tell them when you come to your appointments. They will be your best advocate because they know exactly how much you suffer from your injuries and the impact it could have on the rest of your life.
Appeal Claim Without Attorney: You always want to have an attorney on your side who understands every aspect of your claim and the injuries you have been suffering from. We are familiar with many cases and can help you every step of the way as you appeal your denial. You don’t want to head into court without an attorney when you know everything is out on the table. At Edelstein Martin & Nelson, we understand how these claims work and want to help you every step of the way. Take the right step and give us a call today.