A disability insurance interview can feel intimidating when you do not know what to expect. Finding out what to expect and ways to prepare for a disability insurance interview may lessen the intimidation. There are multiple ways you can increase your chances of a smooth disability benefits application process. Feel free to reach out to a Philadelphia disability lawyer to learn more.
You might be wondering how to prepare for the disability insurance interview and what you need to bring. Information and documents related to your disability and work history will be the most important things to bring. The interviewer will use this information to build your initial application and to determine your eligibility for disability insurance.
What this means for you is bringing as much relevant information as possible. Be prepared to provide information about your work history, including basic details about each of your past jobs and the last job you worked. They will also request your basic identifying information like your name, age, marital status, and other details.
Be ready to provide as much information as possible about your medical history and other details surrounding your disability. This information will vary depending on the type of your disability. Some people might be asked to provide medical records for lab test results, specific evaluations by specialists, or medication information.
If you are applying for the Supplemental Security Income (SSI) program through the Social Security Administration (SSA), then be prepared to provide your financial information. This includes your sources of income, current standard of living, and any financial assets. All of these financial details will be used to determine your eligibility for SSI.
Not knowing what to expect at a disability insurance interview is what often makes this process so intimidating. One of the goals of a disability benefits interview is to gather preliminary information about your disability to determine your need for disability insurance. This means a lot of the interview will involve answering questions about disability benefits eligibility based on your finances, work history, and disability.
Disability benefits eligibility involves assessing whether your medical condition meets the definition of a disability. The interviewer may not be the one to evaluate this but may request documents to support this definition. You might be asked to undergo a consultative exam by a different medical professional to fill in missing information.
You might be asked to fill out forms before, during, or after the interview. Some interviews happen in person while others can happen by phone or online. Try contacting a Philadelphia disability lawyer to figure out ways you can prepare for the disability insurance interview.
You may not have to go through the interview process for disability insurance alone. Consider working with a Philadelphia individual disability insurance attorney to figure out what next steps you can take. Call Edelstein & Nelson by dialing (800) 300-0909 for a consultation today about your disability insurance options. Our dedicated team of lawyers can help you navigate the steps involved with applying for disability insurance.