Knowing the difference between good and bad faith insurance for your Pennsylvania disability claim is important for protecting yourself from being cheated out of the benefits you need. Not knowing when you are being cheated could prevent you from obtaining benefits that could help you in the long run when it comes to managing your finances. You do not have to try to figure this out alone. An experienced Pennsylvania bad faith claim lawyer might be able to help you obtain the disability benefits you need.

What is Pennsylvania Bad Faith Disability Insurance?

Dealing with bad faith insurance can be annoying and detrimental to your financial situation when you need disability benefits right away. Many people who acquire a disability have to abruptly stop working, something that can lead to massive debt when you have bills to pay. This leaves little time to wait for monetary benefits from your disability benefits claim.

What you can do to prevent this from happening is being wary of bad faith tactics that your disability benefits provider might pull on you. Bad faith is, in legal terms, considered the act of engaging in a dishonest deal. This can involve deception, manipulation, and confusion. Some cases of bad faith insurance even involve lies and fraud in the form of writing.

You might be dealing with bad faith disability insurance tactics if your disability claim has been delayed multiple times, for lengthy periods of time. Other signs of bad faith insurance include:

• Denying your disability claim for no legitimate reason
• Making unfounded excuses for delaying or denying your claim
• Making false promises that do not come true
• Using confusing language and refusing to explain
• Ignoring your questions or concerns
• Deceiving you into an unfair contract

Legitimate Reasons for Denying Pennsylvania Disability Claims

While knowing the ways bad faith tactics can be used against you is important, it is also important to know when your disability claim was denied for legitimate reasons. This can save you a lot of time and money that could be wasted on filing appeals and lawsuits. Whether you are applying for disability benefits through the Social Security Administration (SSA) or a private disability insurance company, you will want to know their eligibility requirements.

For example, the SSA has strict eligibility requirements that are explicitly listed on its website. Some of the most common reasons for denied Pennsylvania disability benefits include:

• Little to no medical evidence
• A history of denied disability claims
• Not meeting specific eligibility requirements like income level or work history
• Refusing treatment for your disability
• Not doing the evaluation ordered by the SSA
• Ignoring requests for certain documents and evidence

Disability Lawyer in Pennsylvania

Finding out your disability claim was rejected without a genuine reason why can be disheartening. Consider hiring a Pennsylvania denied benefits appeal attorney if your application was denied for suspicions or unknown reasons. You can call Edelstein & Nelson today at (800) – 300 – 0909 for a consultation. Our legal team of Pennsylvania disability lawyers might be able to help you fight back for the disability benefits you need.