September 2, 2019
What’s the Difference Between Long-Term Care and Long-Term Disability Insurance?

What’s the Difference Between Long-Term Care and Long-Term Disability Insurance?

As people reach the age of 65 or older, their risk of health problems and disabilities increases. Medical expenses for certain long-term health conditions and disabilities can be expensive and may create problems for retirement. This is why some people turn to insurance companies for financial help. However, health insurance companies do not tend to cover the long-term treatments or at-home assistance that declining health requires. Medicare may cover some expenses, but is often limited and has strict rules. Long-term care insurance and long-term disability insurance are designed to cover basic living expenses and long-term treatments. Knowing the difference is […]
August 19, 2019
The Confusing Dictionary of Disability Insurance Terms

The Confusing Dictionary of Disability Insurance Terms

Private and public disability insurance companies alike often use confusing terminology to decrease your chances of receiving benefits. Many insurance companies will hire lawyers to write the policies in complicated legal jargon to confuse the average person. This makes filling out applications and collecting evidence for your disability difficult. You may miss a loophole or submit the wrong document because of a misunderstanding of the requirements. Try consulting with a Pennsylvania individual disability insurance lawyer if you find the application process frustrating. How Disability Insurance Companies Confuse People Disability insurance companies are not the only companies that attempt to confuse […]
May 27, 2019
Am I Eligible for Reasonable Accommodations?

Am I Eligible for Reasonable Accommodations?

Many people with disabilities are unable to perform the same duties at their job that they were before. Some disabilities, like degenerative brain diseases, become worse over time and require continuous work adjustments until early retirement. Adjustments made at work are called reasonable accommodations, which are established with your supervisor. However, there are certain criteria that need to be met before accommodations can be made. If you experience unfair treatment, a Pennsylvania Disability Lawyer may be able to help you obtain the disability benefits you need. Basics of a Reasonable Accommodation Reasonable accommodations are changes that can be enforced during […]