March 4, 2019
Long-Term Disability Benefits for Multiple Sclerosis

Long-Term Disability Benefits for Multiple Sclerosis

Multiple Sclerosis (MS) is a disease of the nervous system that negatively affects mental health and movement. For unknown reasons, the coating around the nerve cells is destroyed. Neuronal messages sent to and from the brain are significantly slowed down and some are stopped entirely. This leads to thinking problems, memory lapses, strange sensations of touch, and physical impairments. Any of these symptoms can greatly distract someone from their social life, school, or work. Those with MS have the right to file for long-term disability benefits, but in some cases, a claim may be denied. Contact a disability lawyer if […]
March 16, 2017
disability insurance benefits

The Case of Del Gallego versus the Plan on the Offset of Disability Benefits

John Del Gallego, an employee, was injured at work and granted permanent partial disability (PPD) workers’ compensation benefits. The Plan, Wells Fargo and Company Long Term Disability Plan and insurer Metropolitan Life Insurance Company (MetLife), offset such award by the amount of John’s long-term disability benefits. The employee filed suit under Employee Retirement Income Security Act (ERISA), 29 USC  § 18, against the Plan and MetLife, saying that the offset was improper. Judge Vince Chhabria of the Northern District of California granted summary judgment to the plan and MetLife, but Del Gallego appealed. “Other Income Benefits” The Plan incorporates group […]