You may have heard from somebody or on a page on the Internet that long-term disability will pay for everything when you have been seriously injured or fallen ill, and are no longer able to work. Many people are happy to hear that long-term disability payments will help them get back on their feet when they are suffering from injuries or illness that could be long-term. The truth of the matter is that long-term disability does pay for a percentage of your salary or wages, but not all of them. And the other fact is that it can be adjusted, […]