August 5, 2019
Handling Chronic Pain and Your Disability Insurance Company

Handling Chronic Pain and Your Disability Insurance Company

In the year 2016, 50 million U.S. adults reported dealing with chronic pain and 19.6 million reported high-impact chronic pain. Chronic pain is a continuous physical pain that lasts years after the injury has healed. This condition is thought to be psychological but is often treated with medications. High-impact chronic pain is severe enough to prevent a person from participating in life activities like work or school. If you are struggling with work because of your chronic pain, do not hesitate to contact a Pennsylvania individual disability insurance lawyer. Symptoms and Treatments for Chronic Pain Symptoms of chronic pain and […]
July 22, 2019
Should I Avoid a Lump Sum Settlement for Disability Insurance?

Should I Avoid a Lump-Sum Settlement for Disability Insurance?

Three things can happen when you file for long-term disability benefits. You can be accepted, rejected, or offered a lump-sum buyout. Lump-sum buyouts can be offered at any point during your long-term disability benefits period. A lump sum is a deal to pay you a large sum of money all at once, in exchange for your monthly income. This may work for some people but can hurt your finances if the wrong deal is made. Talk to a Pennsylvania insurance lump-sum buyout lawyer if you are unsure about what decision to make. Lump-Sum Temptations Several benefits of a lump-sum buyout […]
June 24, 2019
Can I Receive SSD Benefits if I Have Worker’s Compensation?

Can I Receive SSD Benefits if I Have Workers’ Compensation?

Jobs vary in degree of how dangerous the work is, but some jobs can lead to injuries severe enough to enact workers’ compensation benefits. Some people are able to recover with these benefits, but those whose injuries lead to certain disabilities may have a harder time. This is why some people also seek Social Security Disability Benefits (SSD) in addition to workers’ compensation. However, not everyone knows that seeking both types of benefits comes with other decisions that may limit how much you can receive. Talk to a Pennsylvania Disability Lawyer for further guidance. Basics of Workers’ Compensation Workers’ compensation […]
May 27, 2019
Am I Eligible for Reasonable Accommodations?

Am I Eligible for Reasonable Accommodations?

Many people with disabilities are unable to perform the same duties at their job that they were before. Some disabilities, like degenerative brain diseases, become worse over time and require continuous work adjustments until early retirement. Adjustments made at work are called reasonable accommodations, which are established with your supervisor. However, there are certain criteria that need to be met before accommodations can be made. If you experience unfair treatment, a Pennsylvania Disability Lawyer may be able to help you obtain the disability benefits you need. Basics of a Reasonable Accommodation Reasonable accommodations are changes that can be enforced during […]