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September 30, 2019
What to Avoid Telling Your Disability Insurance Adjuster

What to Avoid Telling Your Disability Insurance Adjuster

Disability insurance is challenging enough to apply for, but the management of your disability benefits can also be difficult. Not everyone realizes that many disability insurance companies will hire private investigators to watch over your activities to make sure you are not faking a disability.  This makes what you say to your disability insurance adjuster especially important. There are certain things people say that can cause them to lose their benefits completely. To avoid this, try contacting an experienced Pennsylvania individual disability insurance lawyer when you have questions or concerns.    Disability Insurance Surveillance  Disability insurance companies hire private investigators for the sole purpose of […]
September 2, 2019
What’s the Difference Between Long-Term Care and Long-Term Disability Insurance?

What’s the Difference Between Long-Term Care and Long-Term Disability Insurance?

As people reach the age of 65 or older, their risk of health problems and disabilities increases. Medical expenses for certain long-term health conditions and disabilities can be expensive and may create problems for retirement. This is why some people turn to insurance companies for financial help. However, health insurance companies do not tend to cover the long-term treatments or at-home assistance that declining health requires. Medicare may cover some expenses, but is often limited and has strict rules. Long-term care insurance and long-term disability insurance are designed to cover basic living expenses and long-term treatments. Knowing the difference is […]
August 19, 2019
The Confusing Dictionary of Disability Insurance Terms

The Confusing Dictionary of Disability Insurance Terms

Private and public disability insurance companies alike often use confusing terminology to decrease your chances of receiving benefits. Many insurance companies will hire lawyers to write the policies in complicated legal jargon to confuse the average person. This makes filling out applications and collecting evidence for your disability difficult. You may miss a loophole or submit the wrong document because of a misunderstanding of the requirements. Try consulting with a Pennsylvania individual disability insurance lawyer if you find the application process frustrating. How Disability Insurance Companies Confuse People Disability insurance companies are not the only companies that attempt to confuse […]
August 5, 2019
Handling Chronic Pain and Your Disability Insurance Company

Handling Chronic Pain and Your Disability Insurance Company

In the year 2016, 50 million U.S. adults reported dealing with chronic pain and 19.6 million reported high-impact chronic pain. Chronic pain is a continuous physical pain that lasts years after the injury has healed. This condition is thought to be psychological but is often treated with medications. High-impact chronic pain is severe enough to prevent a person from participating in life activities like work or school. If you are struggling with work because of your chronic pain, do not hesitate to contact a Pennsylvania individual disability insurance lawyer. Symptoms and Treatments for Chronic Pain Symptoms of chronic pain and […]