December 9, 2019
Common Disabilities from Respiratory Disorders

Common Disabilities from Respiratory Disorders

There are a wide variety of respiratory disorders that can lead to disabilities related to breathing. Some respiratory diseases, like lung cancer, can be terminal. Others like asthma may go away with age. The Social Security Administration (SSA) only offers benefits for certain respiratory disorders. Find out if you may be eligible for disability benefits by talking to an experienced Pennsylvania individual disability insurance lawyer about your medical condition.  Types of Respiratory Disorders Respiratory disorders are made up of different types of diseases that negatively affect the lungs. Some of these lung diseases, like pneumonia and cancer, can be deadly. Other types of lung […]
November 25, 2019
What Cardiovascular Conditions Qualify for Disability Benefits?

What Cardiovascular Conditions Qualify for Disability Benefits?

From strokes to heart diseases, certain cardiovascular conditions can lead to disabilities. This can make working a physically strenuous job difficult and might lead some people to seek a different job. Strokes, in particular, can lead to a variety of physical and mental impairments that can last months or years. For those unable to work because of these conditions, disability benefits can help pay for living expenses. Talk to a Pennsylvania individual disability insurance lawyer if you have questions about applying for disability benefits.   Cardiovascular Problems that Cause Impairments  Different cardiovascular conditions can lead to different types of impairments. Strokes can lead to a fair […]
September 30, 2019
What to Avoid Telling Your Disability Insurance Adjuster

What to Avoid Telling Your Disability Insurance Adjuster

Disability insurance is challenging enough to apply for, but the management of your disability benefits can also be difficult. Not everyone realizes that many disability insurance companies will hire private investigators to watch over your activities to make sure you are not faking a disability.  This makes what you say to your disability insurance adjuster especially important. There are certain things people say that can cause them to lose their benefits completely. To avoid this, try contacting an experienced Pennsylvania individual disability insurance lawyer when you have questions or concerns.    Disability Insurance Surveillance  Disability insurance companies hire private investigators for the sole purpose of […]
September 2, 2019
What’s the Difference Between Long-Term Care and Long-Term Disability Insurance?

What’s the Difference Between Long-Term Care and Long-Term Disability Insurance?

As people reach the age of 65 or older, their risk of health problems and disabilities increases. Medical expenses for certain long-term health conditions and disabilities can be expensive and may create problems for retirement. This is why some people turn to insurance companies for financial help. However, health insurance companies do not tend to cover the long-term treatments or at-home assistance that declining health requires. Medicare may cover some expenses, but is often limited and has strict rules. Long-term care insurance and long-term disability insurance are designed to cover basic living expenses and long-term treatments. Knowing the difference is […]