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December 21, 2017

Applying for SSDI Benefits

Coping with disabilities presents many challenges.  If you have been disabled to the point of not being able to work or function on a daily basis, then of course you must find a way to get by.  The Social Security Administration (SSA) allows those who have been disabled to seek benefits through the Social Security Disability (SSD) benefits system. The most common type of benefits awarded by the SSA is Social Security Disability Insurance (SSDI) benefits.  Such benefits disburse a pre-determined amount to qualified claimants on a monthly basis.  Unfortunately, even those who are qualified can have their applications rejected […]
September 25, 2016

What Happens When Your LTD Benefits Run Out?

If you are already receiving long-term disability (LTD) benefits or you are in the process of making a claim, one of your biggest concerns may be what happens when your benefits period runs out. If your insurance company terminates your LTD benefits while you are still considered disabled under your policy, you may have a lawsuit against the company. In most cases, LTD benefits run out because the policy’s definition of disability has changed, even though the recipient’s health has not improved. Changing Definition of Disability It’s important to understand that your policy’s definition of disability can change at pre-set […]