If you are already receiving long-term disability (LTD) benefits or you are in the process of making a claim, one of your biggest concerns may be what happens when your benefits period runs out. If your insurance company terminates your LTD benefits while you are still considered disabled under your policy, you may have a lawsuit against the company. In most cases, LTD benefits run out because the policy’s definition of disability has changed, even though the recipient’s health has not improved. Changing Definition of Disability It’s important to understand that your policy’s definition of disability can change at pre-set […]