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September 2, 2019
What’s the Difference Between Long-Term Care and Long-Term Disability Insurance?

What’s the Difference Between Long-Term Care and Long-Term Disability Insurance?

As people reach the age of 65 or older, their risk of health problems and disabilities increases. Medical expenses for certain long-term health conditions and disabilities can be expensive and may create problems for retirement. This is why some people turn to insurance companies for financial help. However, health insurance companies do not tend to cover the long-term treatments or at-home assistance that declining health requires. Medicare may cover some expenses, but is often limited and has strict rules. Long-term care insurance and long-term disability insurance are designed to cover basic living expenses and long-term treatments. Knowing the difference is […]