The Role of Medical Evidence in Disability Insurance Claims

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The Role of Medical Evidence in Disability Insurance Claims

The Role of Medical Evidence in Disability Insurance Claims

Medical evidence can be one of the most important determining factors when it comes to filing a disability claim. In most cases, medical evidence can determine the outcome of a disability claim. Knowing what counts as medical evidence and how you can use this to support your claim may help you increase your chances of receiving disability benefits. Talk to a Pennsylvania individual disability insurance attorney to learn more.

What Counts as Disability Medical Evidence? 

The Social Security Administration (SSA) and private disability insurance companies have certain rules for what counts as medical evidence. Figuring out what counts as disability medical evidence is crucial for a number of reasons. You will know what to The Role of Medical Evidence in Disability Insurance Claimssubmit with your application and where to find the evidence to build your disability claim.

The SSA outlines different categories of evidence based on the Code of Federal Regulations. These categories of evidence include objective medical evidence, medical opinions, and other medical evidence. There are also types of evidence that are not considered medical and are deemed nonmedical evidence.

Objective medical evidence includes a variety of medical documentation from professional medical sources. Some examples of objective medical evidence include lab results, medical signs, and diagnoses. Medical opinions are statements by licensed medical professionals, whether they be in the medical field or the mental health field.

A medical professional can provide medical opinions on various aspects of your disability to support your disability claim. These include medical opinions on your ability to perform physical or mental tasks, work performance, and adaptability to work-related conditions. All of these can be tied to the impairments caused by your disability.

Other medical evidence is defined as any information from medical professionals that does not fit any other category. Try contacting a Pennsylvania disability lawyer to find out more about what may count as other medical evidence. 

The Role of Medical Evidence in Disability Claims 

You might be wondering what role medical evidence plays in the disability benefits application process. The disability benefits evidentiary requirements list medical evidence as one of the determining factors for disability benefits applications. Medical evidence might be one of the most important determining factors for disability benefits.

A lack of medical evidence is one of the most common reasons for denied disability benefits applications. However, submitting medical evidence blindly may not always be effective. Only certain types of medical evidence are acceptable. Medical evidence must come from a licensed professional with training relevant to your disability.

The medical evidence you submit must also be relevant to your disability. Sometimes the SSA may request medical evidence from their own evaluator. If this happens, you may have to undergo a separate medical evaluation by a professional of their choosing.

Call Edelstein & Nelson Today

Filing a disability claim and submitting evidence can be confusing at times. Feel free to ask a Pennsylvania delayed insurance benefits lawyer about your options for disability insurance if your disability claim was denied. Start by contacting Edelstein & Nelson today at (800) 300-0909 for a consultation about your disability claim options. Our legal team might be able to help you start receiving the disability benefits you need.