Requesting disability benefits can be frustrating when your application keeps being denied. You may not have to deal with this if the disability insurance company made a mistake when evaluating your disability claim. Exploring common mistakes insurance companies make with disability claims may help you know when to take legal action. Talk to a Pennsylvania denied benefits appeal attorney to figure out what legal steps you can take.
Exploring the top disability insurance company mistakes may help you know when you have the option to take legal action. Part of this involves knowing how disability insurance companies evaluate disability claims. Insurance companies examine so many disability claims at once, that they have had to develop new ways to determine eligibility for benefits.
The disability claims evaluation process used to primarily consist of looking through paper files and folders to determine eligibility. This process was sped up with the start of electronic disability evaluations. People applying for disability benefits were able to submit their information and answer questions online.
Some disability insurance companies use algorithms to determine who is eligible right away for their benefits. This process may also involve denying claims if certain information is not provided. However, this varies because every private disability insurance company has different eligibility rules and methods to determine this.
Mistakes can happen when electronic forms are not filled out correctly or when glitches in technology occur. Those who evaluate disability claims may make the mistake of overlooking certain evidence or failing to consider unique factors in your situation. Evaluators may make minor mistakes during the rush of looking through dozens of applications.
Those applying for disability insurance face a variety of challenges. Some of the most common disability claim challenges include delayed claims, long waiting periods, keeping up with paperwork, and defending their need for disability benefits. This leaves many people feeling like disability insurance companies are working against them.
Misunderstandings and clerical errors are more common than many people might think during the disability claim evaluation process. When this happens, a disability claim can end up being wrongfully denied. Not only that, but people have experienced having to undergo medical evaluations by professionals other than their primary care doctor.
If you were required to undergo a medical evaluation by the insurance company but the evaluator was not a licensed professional, then you may have legal options. Basing a disability claim decision on information that is not medically based may not always be a valid reason to deny your claim. Try contacting a Pennsylvania disability lawyer to find out more about what legal actions you can take.
Dealing with a denied disability claim can be frustrating but you may not have to settle for this. Ask a Pennsylvania individual disability insurance lawyer about what steps you can take if you were wrongfully denied disability benefits. Contact Edelstein & Nelson today at (800) 300-0909 for a consultation about your disability claim. Our legal team might be able to help you start receiving the disability benefits you need.