Types of Back Injuries Covered by Disability Insurance

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Types of Back Injuries Covered by Disability Insurance

There are a variety of back injuries people can experience. Understanding the different types of back pain covered by disability insurance can help you figure out whether you might qualify for disability benefits. Disability benefits can compensate you when your back pain prevents you from working a steady job. Talk to a Philadelphia individual disability insurance lawyer if you have questions about the application process.

Types and Causes of Back Injuries

Some of the most common underlying causes of back injuries are muscle or ligament injuries, ruptured spinal discs, scoliosis, arthritis, and osteoporosis. Conditions like arthritis or osteoporosis tend to develop later with age. However, muscle, ligament or spinal disc damage can happen from Types of Back Injuries Covered by Disability Insuranceaccidents that involve blunt force trauma.

One of the most apparent symptoms of a serious back injury is consistent back pain that does not go away for weeks. Depending on the type of injury and damages sustained, people have described the pain as a stabbing, shooting, aching, or radiating pain. Moving certain ways can exacerbate the pain. For example, continuous movement of the back can worsen arthritis pain or increase the chances of spine fractures in osteoporosis.

Many of the back injuries that come with chronic pain require a change in physical activities. Doctors may advise patients with certain back conditions to avoid strenuous exercises or movements. For people who have physically demanding jobs, this can be difficult or impossible for the job position they hold. They may need to find work accommodations or look for a different job.

However, not everyone can find a job that allows them to work with their medical condition. This is especially true when their condition comes with chronic and debilitating pain. Disability benefits can help cover lost income in these types of situations. 

Disability Benefits for Back Injuries

It is important to understand that the Social Security Administration (SSA) only approves disability benefits for people who are not able to work because of their disability. For back injuries to qualify, the pain or condition has to be severe enough to prevent you from working a steady job. However, since back pain is so common, the SSA makes the application process narrow.

To qualify, your back pain must be diagnosed by a doctor and must last at least one year. There must also be medical evidence of sn of abnormality in your back that is causing the pain. This means obtaining copies of imagery tests concerning your back are necessary for your disability benefits application.

Once your benefits are granted, you should be able to receive monthly payments to cover the costs of living.

Disability Attorney in Philadelphia

If you have been struggling to work because of your back pain, do not hesitate to seek help. Try talking to a Philadelphia denied benefits appeal lawyer if you were denied disability benefits despite submitting evidence of your condition. Contact Edelstein & Nelson at 1-800-300-0909 for a consultation today. Our goal is to help you earn the benefits you need.