Types of Disability

Philadelphia Insurance Disability Lawyers Review Types of Disability

Helping Clients Nationwide With Various Types of Disabilities

The No.1 goal of Philadelphia disability insurance law firm of Edelstein Martin & Nelson, LLP is to understand how your disability affects your everyday life. Most disabilities include physical impairment, mental impairment or combination of both. When the insurance company refuses to acknowledge that your disability causes significant problems and challenges in your life, including preventing you from working, we will step in and stand up for your rights.

The key to building a winning case is clearly defining the type of disability and demonstrating how it applies to your disability insurance coverage.

Even though you have prepared by purchasing insurance, unfortunately, sometimes the burden of proving your injury or illness falls squarely on your shoulders.

Disability Types and Defining Disability

When someone is in a catastrophic accident that results in paralysis or another undisputed, long-term disability, it is difficult for an insurance company to deny a claim. However, when someone develops a less obvious chronic condition such as arthritis, chronic fatigue or fibromyalgia, it is important to seek the opinions of specialists and medical experts to back up your disability claim.

Disability is defined as a condition or function judged to be significantly impaired, relative to an average, functioning person. Disabilities can include:

• Physical impairment, including orthopedic, back, neck and spinal cord injuries
• Nerve/sensory impairment, including Parkinson’s disease
• Cognitive impairment, including brain injuries
• Intellectual impairment
• Psychological/mental illness, including Alzheimer’s, anxiety or depression
• Various chronic diseases, including heart, kidney and liver disease