The Employee Retirement Income Security Act of 1974 (more commonly known as ERISA) is the federal labor law that governs many long-term disability group plans. ERISA policies are far different from individual policies, and applying for ERISA long-term disability benefits can be extremely confusing and challenging for many people.
ERISA regulates most benefits in these cases, and Edelstein Martin & Nelson, LLP has years of experience handling these types of claims for clients all over Pennsylvania. If you or your loved one needs assistance with any long-term disability claim, you will want to call (215) 858-8440 to schedule a free consultation.
It is important to understand that an employer’s insurance company, not the employer, decides whether a person’s disability is compensable. In many cases, insurers will seek extraordinary evidence of such disabilities.
Numerous complications can arise in these types of cases. Some of the most common issues in ERISA long-term disability claims include, but are not limited to:
It is important for people to keep in mind that insurers are always looking for reasons to deny long-term disability claims. One of the most common reasons for denial of claims concerns a person’s failure to follow doctor’s orders. In other cases, insurance companies may conduct undercover surveillance of claimants. You will want to make sure that you are working with an experienced attorney so you can avoid some of the most common mistakes that lead to claims being denied.
Do you or your loved one have an ERISA long-term disability claim in Pennsylvania? Contact Edelstein Martin & Nelson, LLP as soon as possible.
Our firm has recovered more than $90 million for our clients. Our lawyers can provide a complete evaluation of your case as soon as you call (215) 858-8440 or contact us online to schedule a free consultation.