You might be wondering what will happen to your loved one’s disability benefits when they pass away. If your loved one was your spouse, child, or parent, then you could be eligible to receive social security survivor’s benefits based on your loved one’s Philadelphia disability benefits. This may require taking a few steps to ensure you receive the benefits you are owed. However, if you encounter problems or have any questions about this, be sure to talk with a Philadelphia disability lawyer who can help you.
Receiving Philadelphia disability benefits as a survivor means you would receive a one-time payment from the Social Security Administration (SSA) and might be eligible for monthly benefits depending on certain factors. A survivor is considered a family member who was the spouse, parent, or child of the loved one who passed away and someone who lived with those family members for a certain amount of time.
You can receive the one-time payment of $255 if you were a spouse who was living with your spouse before your spouse passed away. However, if you were living in different homes when your spouse passed away, then you would only receive that one-time payment if you had been receiving Social Security disability benefits through your spouse. Remarriage after age 60 or age 50 (if you are disabled) will not take away these benefits.
If your deceased loved one had been receiving monthly disability benefits, then you might be eligible to receive these benefits too after your loved one’s passing if any of the following apply to you:
· At least age 60 and widowed.
· Widowed and raising your deceased spouse’s child who is under age 16 or disabled and receiving disability insurance.
· Unmarried child under the age of 18 0r age 18 and older, but also disabled (before age 22).
· Divorced from your deceased loved one.
The SSA also offers the Philadelphia Disabled Surviving Divorced Spouse’s Benefits program that offers benefits for spouses who divorced their deceased and disabled spouses. There are certain requirements you need to meet to be considered by the SSA for this program.
First, make sure you were legally married and then divorced from your deceased spouse and that your deceased spouse was receiving Social Security disability benefits. You must be 50 years old and under age 60 to qualify. The marriage must have lasted 10 years leading up to the divorce.
Lastly, you must not be eligible for retirement benefits through the SSA that exceed or equal the disability benefits you could inherit from your deceased spouse. Feel free to speak with a lawyer if you have any questions about this.
Do not hesitate to seek help from a Philadelphia individual disability insurance lawyer if you are facing obstacles to disability benefits. All you have to do is call Edelstein & Nelson at 800-887-4529 for a consultation today. One of our Philadelphia disability attorneys can work with you to defend your disability claim, answer legal questions, and help you submit the evidence you need for your disability insurance application.