There are thousands of medical conditions out there and even with subtypes like skin conditions, there are specific types of skin conditions. However, only some skin conditions are covered by disability insurance programs with the Social Security Administration (SSA). The SSA lists conditions that might be covered by disability insurance as long as certain requirements are met. If your skin condition is significantly affecting your ability to work, then you may qualify for disability benefits. Talk to a Philadelphia individual disability insurance lawyer to learn more.
The main types of skin conditions covered by disability insurance involve chronic infections, lesions, burns, dermatitis, genetic photosensitivity disorders, hidradenitis suppurativa, ichthyosis, and bullous diseases. Each of these skin conditions comes with different symptoms and ways of proving you have them. What they all have in common is that they must hinder your work performance in some way.
Your skin condition severity and ability to work are the two factors examined the most by the SSA when deciding whether your skin condition can qualify you for disability benefits. Skin lesions are considered severe when they significantly limit your movement due to multiple areas of your body or crucial body areas being affected. Even if your skin lesion does not meet this severity requirement, your condition may still qualify if the frequency of your condition is high. This frequency must last at least 12 months.
Skin conditions that resist or do not improve with appropriate medical treatments may also be considered for disability benefits. Pain that impairs your daily functioning is also taken into account when reviewing disability insurance applications. Other skin disorders may come with different requirements like specific types of medical records and documentation. Talk with a disability benefits lawyer or your doctor to find out.
Even if you meet all the SSA medical requirements for your skin disorder, you may not qualify for benefits unless your symptoms significantly impair your ability to work or hold a job. Qualifying for disability benefits means you have a legitimate mental or physical disability and you cannot work the same hours or can no longer work at all because of this disability.
You can still work and receive disability benefits, but not if your income exceeds $1,260 a month. Determining whether your disability prevents you from working depends on the severity of your symptoms and doctor’s notes from the evaluation that explains how your condition impacts your work abilities. However, if you can still perform the same tasks you have for your past jobs, then you may not qualify.
Proving how your disability prevents you from earning a basic income can be challenging. Consider hiring a Philadelphia denied benefits appeal lawyer if you submitted an application with evidence, but still have not received disability benefits. Contact Edelstein & Nelson at 1-800-300-0909 for a consultation today. Our team of disability insurance attorneys can help you collect the evidence and documentation you need to have your claim accepted.