We spend our lives working, and often times our jobs quite literally become our lives, but what happens when you have been severely injured and are no longer able to do the work you’ve been doing your entire life? How do you reclaim some sort of financial stability? These questions can be difficult to answer, and the process can be tedious, but there is always help for you when it comes to obtaining Philadelphia disability insurance.

The Steps to Take

Even though it may sound trite and obvious, the first step in receiving disability benefits is to be absolutely sure you will qualify. The two main determining factors are first being sure that you are entirely unable to perform substantial work duties due to your medical condition. And secondly, that your medical condition has persisted or is expected to persist for at least one year.  If your disability meets these requirements, then you are most likely going to be able to move forward with your claim for benefits.

When it comes to applying for any social security disability compensation, the entire process can take several months or more until you actually begin receiving checks. Once you are absolutely certain that you meet the requirements, your next step is to apply as soon as possible. Typically, you will want to apply for benefits immediately after you have become disabled. Waiting too long can have a serious effect on your financial steadiness.

Will I Have to Fight for Compensation?

In a perfect world, the answer is no. However, this is not always the case since many people have been known to try obtaining disability benefits fraudulently. Even if your case seems open and shut, you will likely still need to prove your disability. Proof of your disability will always include information that will be requested to view from your doctor. The information you will need to provide are things such as; what type of medical condition you have, how long you have had it, how it limits your activities and any tests and treatments you have had.

With all of this in place, your path to compensation should be fairly clear. In any event, no one likes to hand out money until they are absolutely sure, and this is no different when it comes to the state of Pennsylvania, like any other state. You will be well advised to understand that the state will certainly require you to prove beyond the shadow of a doubt that you are unable to perform any reasonable amount of work due to your medical condition. Moreover, this fight to prove your disability, no matter how cut and dry it may seem, can be strenuous and difficult. This is especially true considering that you now have your health and well-being to focus on, primarily.

At Edelstein, Martin & Nelson, we understand the importance of your health and your financial stability as well. The last thing you want to do is sacrifice one while you’re fighting for the other. It is imperative that you leave your financial concerns in the hands of experienced, qualified, and compassionate representation. Obtaining your disability compensation should be a smooth process that does not add any stress to your situation, but only aids in relieving your anguish. If you have recently become disabled, and need any help in acquiring the compensation you deserve, call 800-300-0909 or 215-731-9900 today to discuss your options moving forward.

Sources:

http://www.dli.pa.gov/Individuals/Disability-Services/bdd/Pages/default.aspx

https://www.ssa.gov/forms/ssa-16.html