Disability Insurance Policies And Major Disability Insurance Companies
Throughout our vast experience in the disability insurance practice, our Philadelphia Unum disability lawyers at Edelstein Martin & Nelson, LLP have encountered many of the major players in the disability insurance industry. Many insurance companies attempt to dissuade their insureds from seeking lawyer representation. Insurance companies often try to settle their insureds claims quickly and cheaply before advice of counsel is sought. These insurance companies will try anything to limit their liability from “creative” interpretation of the policy language, and often resort to tactics which amount to out and out bad faith. Some of the most recognizable companies selling disability insurance policies and handling disability claims are:
UNUM, touts itself as the leader in providing disability income protection, and is quite possibly the largest disability insurance company in the world. UNUM has been harshly condemned for insurance bad faith practices by 23 different state attorney generals’ offices. If you have purchased a disability insurance policy from a major insurance company or a minor player, protect your investment in premiums. Contact disability lawyers of Edelstein Martin & Nelson, LLP for a thorough review of your policy so that you don’t get caught unaware when you need to make a claim.
Claims Denial and Underpayment
Philadelphia Unum right of appeal lawyers represent both ERISA and Non-ERISA¹ clients who have been denied payment on their claim as well as those whose payments have been reduced. We also assist clients with existing disability payments in commutation (settlement of their claims) of the policy to receive a lump sum payment. Call Edelstein Martin & Nelson, LLP at 215-858-8440 or contact us online.
ERISA and Non-ERISA¹ –https://en.wikipedia.org/wiki/Employee_Retirement_Income_Security_Act