Applying for Social Security Disability Insurance (SSDI) benefits for a child can be a challenging and emotional process. Families in Philadelphia often face unique hurdles as they navigate the Social Security Administration’s (SSA) requirements. Understanding the steps and criteria for these claims can help ensure your child gets the support they need.

Who Qualifies for SSDI Benefits for Children?

To qualify for SSDI benefits as a child, certain conditions must be met:

1. Parental Work Credits: SSDI benefits for children are based on a parent’s work history. The parent must have worked enough to earn sufficient Social Security credits.
2. Disabling Condition: The child must have a medically determinable physical or mental condition that significantly limits their ability to perform daily activities. The condition must last, or be expected to last, at least 12 months or result in death.
3. Income Limits for SSI: In some cases, families with limited income and resources may also explore Supplemental Security Income (SSI) benefits for their child.

Common Conditions That Qualify

The SSA maintains a “Blue Book” of impairments that outlines conditions commonly approved for disability benefits. For children, these include:

• Autism spectrum disorder
• Cerebral palsy
• Severe intellectual disabilities
• Congenital disorders
• Cancer or other severe chronic illnesses

Even if your child’s condition is not listed, they may still qualify if their condition is equally severe.

The Application Process

The SSDI application process for children can feel overwhelming. Here’s a step-by-step guide:

1. Gather Documentation: Collect medical records, educational assessments, and statements from healthcare providers that outline your child’s condition and limitations.
2. File the Application: You can apply online or in person at your local Social Security office. In Philadelphia, several SSA offices are available to assist.
3. Cooperate with Additional Requests: The SSA may request additional medical evaluations or forms. Timely responses can prevent delays.
4. Understand the Decision Timeline: The SSA typically takes 3-5 months to process a claim, but this can vary depending on the complexity of the case.

What to Do If Your Claim Is Denied

A significant number of initial SSDI claims for children are denied. If this happens, don’t lose hope. You can file an appeal within 60 days of receiving the denial notice. The appeals process may involve a reconsideration review, a hearing before an administrative law judge, and further steps if necessary.

Why Hire a Philadelphia Disability Attorney?

The SSDI claims process can be daunting, especially when dealing with a child’s health challenges. An experienced Philadelphia disability attorney can help you:

• Understand SSA requirements
• Strengthen your application with compelling evidence
• Handle appeals effectively
• Maximize your chances of approval

Navigating an SSDI claim for your child in Philadelphia doesn’t have to be a solo journey. With the right preparation and professional guidance, you can secure the support your family needs.

Contact Edelstein Martin & Nelson Today!

Is your child struggling with a disabling condition? Don’t face the SSDI claims process alone. Contact us today for a free consultation. Let our experienced Philadelphia disability attorneys fight for your child’s benefits. Call now or visit our website to get started!