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If you’re receiving long-term disability (LTD) benefits and your insurance company suddenly schedules you for an Independent Medical Exam (IME), it’s important to understand what’s at stake. An IME is not truly “independent”; it’s a medical evaluation arranged and paid for by your insurer, often with the goal of reassessing […]

Depression is one of the most common mental health disorders in the United States, affecting millions of individuals every year. In Philadelphia, where the pace of life can be intense and stress levels high, whether you’re commuting through 30th Street Station or working long hours near Center City, mental health […]

A serious car accident can change your life in an instant. While some people recover within weeks or months, others are left with permanent injuries that prevent them from working. If you’ve suffered severe injuries in a crash on I-76 near the Philadelphia Museum of Art or on Roosevelt Boulevard, […]

Many people believe that once you start working, even part-time, you automatically forfeit your right to disability benefits. Fortunately, that’s not always true. If you’re recovering from an injury or managing a long-term medical condition, you may still qualify for partial or residual disability benefits, depending on your insurance policy […]