Blog

Recovering from a stroke can be physically, emotionally, and financially draining. While some survivors regain independence, many are left with lasting impairments that make resuming their daily lives, including returning to work, impossible. If this happens, applying for long-term disability benefits may be essential, but getting approved isn’t always easy. […]

Employers play a vital role in the administration of disability benefits under the Employee Retirement Income Security Act of 1974. While ERISA is a federal law designed to protect employees’ rights to benefits, it also imposes specific obligations on employers and plan administrators. Understanding the ERISA disability claims process is […]

When a serious injury or illness prevents you from working, it’s natural to wonder what options are available to replace your lost income. Two of the most common resources are workers’ compensation benefits and private disability insurance. But can you apply for both at the same time? The short answer […]

When you file a disability insurance claim, you expect your insurer to act in good faith and honor your policy. Unfortunately, some insurance companies use bad faith tactics to delay, undervalue, or outright deny valid claims. These practices can leave policyholders feeling frustrated, financially strained, and unsure of their rights.  […]